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Nexo credit card

Nexo is one of the most popular crypto credit cards
Check out Nexo's card nowLeave or read reviews now

Supported blockchains

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Nexo credit card


Nexo's credit card offer allows users to use the card to make fiat payments and get rewarded in crypto.

You're able to earn up to 2% in NEXO or 0.5% in BTC and credit lines begin at 0% APR.

Nexo credit card


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Nexo credit card

supported currencies

Available in the US?
Year founded
Accepted payment forms for
Nexo credit card
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  • Can be sued with 40 million merchants worldwide
  • Nexo App offers better management
  • 2% cashback on all purchases made with the Nexo Card
  • Virtual cards can be created for safer online shopping


  • Mastercard card, meaning limited vendor overlap
  • Must be a Nexo user to get one
  • Lower cashback rate than other cards


  • Cashback on every purchase (2%)
  • Virtual and physical cards
  • 24/7 customer support


Nexo credit card




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In their own words

Customer Reviews Of 

Nexo credit card

Nexo credit card


Nexo credit card


What is the Nexo credit card?

The Nexo Card is a crypto-backed credit card that allows you to make online and offline purchases with your cryptocurrency.

The card is linked directly to your Nexo account, so you can access it anytime, anywhere. With the partnership of Mastercard, you have worldwide access to many perks and bonuses.

The Nexo Card comes in both physical and virtual forms, allowing you to use it wherever you go.

The virtual card can be used with Google Pay and Apple Pay for added convenience.

You can also use the physical card at any store or ATM that accepts Mastercard payments.

How does the Nexo card work? 

The Nexo Credit Card works by allowing you to borrow funds instantly using your crypto as collateral.

This means that anytime you use the card for purchases, Nexo is lending you funds behind the scenes while leaving your crypto balance untouched.

You can spend up to 90% of the value of your crypto holdings without selling them, giving you more flexibility and control over how you manage your finances.

The great thing about this arrangement is that it allows users to benefit from their crypto assets without having to liquidate them and go through the multi-step process usually required to do so. 

Your credit line can be backed by different assets, so if one asset drops in value, you can switch it out for another one with minimal effort.

Since Nexo doesn’t require any credit checks or other forms of verification, anyone can take advantage of this service regardless of their financial history or credit score.

All in all, the Nexo Credit Card is an incredibly useful tool for those who want to make the most out of their cryptocurrency investments.

Pros of the Nexo credit card

  • It works like any Mastercard, and is accepted at more than 40 million merchants worldwide.
  • Card can be controlled from the Nexo app, with features like single-tap card freezing and instant notifications on all transactions. This makes it easy to keep track of your spending and ensure that your funds are secure.
  • 2% cashback on all purchases made with the Nexo Card. This can add up quickly and help offset some of the costs associated with using the card.
  • Virtual cards can be created for safer online shopping, which adds an extra layer of security when making purchases online. 

Cons of the Nexo credit card

The card also has several drawbacks that should be considered before using it.

  • It is not a Visa card, meaning that it cannot be used at most retailers and online stores.
  • The Nexo card can only be used by borrowers on the Nexo platform, so those who are not already part of the platform will not be able to use this card.
  • Some reported bugs or glitches that could cause problems for users.
  • Lower cashback rate than other cards in the crypto credit card space

Nexo credit card fees

Nexo offers a range of APRs starting from 0% and never exceeding 13.9%.

This makes it an ideal choice for those who want to make purchases without having to worry about high-interest rates.

To enable the zero interest feature, users simply need to go to the Card Settings menu in the Card tab and find the option “Purchase with 0% APR”.

Once enabled, Nexo will transfer just enough collateral to keep your loan-to-value ratio below 20%, so you can benefit from the 0% interest – provided you have enough assets in your account.

The advantages of spending with 0% interest help you save money on interest payments, and allow you to pay off your balance faster since all of your payments go towards paying down your principal balance rather than being eaten up by interest charges.

Additionally, this feature helps protect against overspending since you won't be tempted by high-interest rates that can quickly add up if left unchecked.

Nexo credit card rewards

Every time you use the card to make a purchase, you will receive a 2% cashback reward in your chosen currency. 

The rewards are automatically credited to your account, so there's no need to keep track of them manually.

The Nexo Card also aligns with many other credit cards by offering additional benefits through the partner retailers. Buy from select retailers and you'll get extra benefits.  

Who can get a Nexo credit card? 

In order to be eligible for the card, customers must be citizens of the European Economic Area (EEA). the card is also only available for personal Nexo accounts and NOT for business accounts. 

Users must maintain a portfolio balance of at least $50 in order to receive a virtual card.

For those who wish to receive a physical card, they must have a Gold or Platinum Loyalty tier and maintain a portfolio balance of at least $500.

Nexo credit card customer support

Nexo's Card customer support team is available 24/7 to assist with any queries or issues.

Customers can contact the support team via email, live chat or text message.

By sending an email to [email protected], customers can expect a response within a few hours.

Alternatively, customers can use the live chat feature on the official website (click the button at the top of the page to go there), to get swifter assistance.  

Finally, customers can type their doubts in the ‘Request’ text box available in the ‘Help section’ of the Nexo card website and receive a response quickly.

How to get a Nexo credit card

Getting a Nexo card is pretty simple providing you already use Nexo. 

Head to their site and find the links to download the app or click the sign up button. 

You'll be asked a few questions regarding your personal information which Nexo needs to confirm your account.

Once this process is complete, the card issuer will take care of everything else for you. 

As mentioned above, there are no credit checks as the amount you can borrow is directly related to your crypto holdings. As such, enough holdings should mean you're approved.  

once approved, you can start using the virtual cards instantly and request a physical card to be delivered to you. 

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Check out Nexo's card now

Nexo credit card